Another baby or no?

For background: I already have 2 children, female 3years old and male 1 year old. I am 25, will be 26 later this month. Growing up I never wanted kids but that changed when I met my husband. After having my second baby via c-section I said I was done having kids just because recovery was painful and the newborn stage is so hard and stressful. Also my cut off for having kids was 25.

Now that my youngest is a year old and every time I see baby pics of him I want to have another baby. I keep going back and forth. I want another one but then I think about the negative side about having another baby.

For the most part, my husband is on board.

How did you decide about having another child or not?